personal

Personal Savings

Freedom Savings³

Our most popular savings account offers tremendous growth opportunity and interest rates.

  • $100 Minimum to Open
  • No Monthly Maintenance Fee with Minimum Balance of $300; Otherwise $5.50 Monthly
  • Competitive Interest Rates2
  • Four Free Withdrawals Monthly; each additional withdrawal $31

Youth Savings³

Start building your future freedom now. Whether you’re saving for a car or college, smart financial planning begins here.

  • No Minimum Opening Deposit
  • No Minimum Balance Required
  • Competitive Interest Rates2
  • Four Free Withdrawals Monthly; each additional withdrawal $31

Platinum Savings³

Our top-tier account offers a higher interest rate while maintaining availability.

  • $100 Minimum to Open
  • No Monthly Maintenance Fee with Minimum Balance of $500; Otherwise $25.00 Monthly
  • Competitive Interest Rates2
  • Two Free Withdrawals Monthly; each additional withdrawal $75¹

Patriot Money Market³

For clients seeking the flexibility to earn a higher interest rate on their savings while maintaining liquidity.

  • $1,000 Minimum to Open
  • Higher Yields with Larger Balances2
  • No Monthly Maintenance Fee with Minimum Balance of $2,500 or Average Ledger Balance of $10,000; Otherwise $20.50 Monthly
  • Six Pre-Authorized Withdrawals Monthly, each additional withdrawal $10¹

1. Transaction limits apply. Under federal rules, you are allowed up to six pre-authorized withdrawals per monthly statement cycle, including telephone or electronic transfers, check, draft debit card or similar order to third parties. For Money Market accounts, three of the six withdrawals may be by check. There is no limit on deposits or the number of withdrawals you can make at an ATM, by mail, or at a Patriot Bank branch.

2. Interest rates are variable and determined daily at Patriot Bank’s discretion. Account fees may reduce earning. Interest begins to accrue no later than the business day we receive credit for non cash items (for example, checks). Please call Patriot Bank for balance tiers as well as current Interest Rates and Annual Percentage Yield information.

3. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.