CDs & IRAs

With Patriot Bank Certificates of Deposit (CDs), you keep the security of traditional savings while capturing higher interest rates. CDs earn a guaranteed fixed interest rate when you leave money in for a fixed period of time. We also offer Roth and Traditional Individual Retirement Account (IRAs) to help you meet your long-term financial goals. Both IRAs help you grow retirement savings while minimizing your taxable income.1

Serious Rate.  Serious Bank.

  • 19 month CD  1.15% APY
  • 34 month CD  1.25% APY
  • 34 month CD with checking account & Direct Deposit 1.45% APY2

1Consult your tax advisor for tax implications.

2APY is Annual Percentage Yield.  Early withdrawal penalties may apply. Withdrawal of interest may reduce earnings. See account terms and conditions for more details. The APY is accurate as of June 4, 2014. You must deposit at least $2,500.00 to open this account. Checking account is non-interest bearing.  Direct Deposit must be recurring. Not valid for IRA deposits.