Overdraft Privilege
At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. At Patriot Bank, we are constantly striving to find new and better ways to serve our customers. We now
automatically provide you with Overdraft Privilege for your checking account.
Overdraft Privilege is an overdraft service requiring no action on your part. You don't have to sign anything and your limit amount will be automatically assigned. As long as you maintain your account in good standing, Patriot may approve your overdrafts within your current available Overdraft Privilege limit.*
Locate your account type below and make note of the corresponding limit. If you have multiple accounts for your household or business, you may have a limit on all eligible accounts.
Freedom Checking
Liberty Checking
Independence MM Checking
Business Checking
Business Interest Checking
$ 500
$ 500
$ 1,000
$ 1,000
$ 1,000
What does my Overdraft Privilege cost?
There is no additional cost associated with this privilege unless you use it. You will be charged $29.95 for each overdrawn item created by check, in-person withdrawals, ATM withdrawals or other electronic means paid under the limit. To help you manage your account, the total fees you have paid for items (both paid or returned) during the current month and for the year-to-date are shown on your monthly checking statement.
Download the Overdraft Privilege brochure for more detailed information. In the event you would like to have this service removed from your account, please contact your local branch. As always, we encourage you to manage your finances responsibly. At Patriot Bank, we believe Overdraft Privilege is one more way we can let you know how much we appreciate your business.
*Whether your overdraft will be paid is discretionary and we reserve the right not to pay. See the brochure or contact Patriot Bank for complete details.
