FAQ
We offer answers to frequently asked questions about our services, products and more!

Are there any online services to help wtih cash management?
Download our cash management user guide.
It is a great tool to answer many questions, and help others to learn to use the cash management services.

How do I get started with Patriot Online banking?
To get started with Patriot Online click here to download the enrollment form. Print and fill in the necessary information. Then call Patriot Bank at 713-400-7100 to activate your online access. Many Patriot accounts offer online service complimentary, if you have questions about whether your account features Patriot Online call us and we will be happy to help.

Patriot Mortgage FAQ's
What mistakes are commonly made when buying or refinancing a home?
Should I refinance?
What is a FICO score?
How can I increase my FICO score?
Why do interest rates change?
What is the difference between being pre-qualifed and pre-approved?
What is an Annual Percentage Rate (APR)?
What fees are included in the APR?